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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Section	Objectives
Topic 1: Accident and Health Insurance	- Health insurance types 1. Medical expense insurance 2. Disability income insurance 3. Long-term care insurance - Policy provisions 1. Exclusions and limitations 2. Coordination of benefits
Topic 2: State Law and Regulations	- Insurance producer regulations 1. Licensing requirements 2. Ethics and fiduciary duties
Topic 3: Life Insurance	- Life insurance policies 1. Whole life insurance 2. Universal life insurance 3. Term life insurance - Policy provisions and riders 1. Beneficiaries and settlements 2. Policy loans and dividends
Topic 4: General Insurance Concepts	- Insurance principles and risk management 1. Insurance contract fundamentals 2. Risk types and management methods

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question #1

All of the following are true of managing general agents EXCEPT:

A. Once issued, a managing general agent's license must be renewed every two years
B. A managing general agent must have a valid written contract with an insurance company
C. It is unlawful to act as a managing general agent without a license
D. A managing general agent is primarily a representative of the insured

Reveal Solution Discussion 0

Correct Answer: D 🗳️