Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health Exam Questions

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. A Medicare Supplement policy must NOT contain benefits which

A) cover more than Medicare coverage.
B) are covered by Workers Compensation.
C) duplicate Medicare benefits.
D) charge additional premiums.

2. Medicaid provides which coverage that Medicare does NOT?

A) ambulance services
B) inpatient hospital services
C) custodial care
D) inpatient psychiatric care

3. Insurance that is designed to pay the balance of a loan if the insured dies before the loan has been repaid in full is

A) universal life.
B) credit life.
C) whole life.
D) life settlement.

4. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) Preventive care.
B) At-home recovery.
C) Basic drugs limit of $1,250.
D) First 3 pints of blood each year.

5. Which of the following statements is TRUE regarding a waiver of premium rider?

A) There will be no change in the policy other than the insured no longer has to pay the premiums on the policy.
B) The policy ' s cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.
C) The insured will automatically become eligible for accelerated death benefits.
D) The death benefit will be reduced by the amount of the unpaid premiums.

Solutions: