Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent Exam Questions

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The MAIN purpose of an endorsement is to

A) describe the covered losses.
B) increase the premium.
C) modify the policy.
D) decrease the premium.

2. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant that an investigation is being conducted.
B) notify the applicant if an application is denied.
C) inform the applicant about the scope of an investigation.
D) discuss any credit history inconsistencies with the applicant.

3. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) time limit and file number
B) limitation of liability and ability to resign
C) location of property and reason for escrow
D) amount of escrow and addresses of each party

4. Which document is recorded in the recorder of deeds?

A) notice of lis pendens
B) realty transfer tax statement of value
C) mechanic's lien
D) civil judgment

5. Which of the following is considered an involuntary lien?

A) HELOC loan
B) deed restriction
C) a life estate reservation
D) federal tax lien

Solutions: